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There's still time to contribute to an RRSP!
March 1, 2023 is the deadline to contribute to your RRSP for the 2022 tax year. This is the last day that you can contribute to your RRSP if you want to take advantage of deductions and increase your tax return this spring.

December 31 of the year you turn 71 years of age is the last day you can contribute to your own RRSP.

Plan for your retirement

With a Registered Retirement Savings Plan (RRSP) account, you can watch your savings grow tax-free. You won’t pay tax on the money you contribute until you’re ready to make a withdrawal.

How it works:

  • Any Canadian who is employed and files taxes can contribute to an RRSP.
  • There is no minimum age to contribute.
  • Contribute until December 31 of the year that you turn 71.
  • Spousal and individual plans are available.
  • Contribute up to a set maximum every year into your RRSP account.
  • You receive a tax receipt for contributions to reduce your taxable income.
  • Income from an RRSP is taxable only when withdrawn.
  • Your unused annual contribution rolls over for use in future years.

Choose to invest your money in savings accounts, guaranteed investment certificates (GICs), mutual funds* or other securities such as stocks*, bonds* and ETFs*.

Mutual funds are offered through Credential Asset Management Inc.  Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

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