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Tailored financial solutions for purpose-driven organizations

From small businesses to not-for-profits, co-ops and social enterprises, ACU’s Community Financial Centre provides values-aligned financial services to help your organization grow and thrive—at every stage of its journey.

ACU’s Community Financial Centre (CFC) supports small businesses, co-ops, not-for-profits and social enterprises with personalized financial services—all grounded in values and a deep understanding of your mission.

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Lending solutions

  • Start up or growth financing options
  • Commercial mortgages
  • Construction financing
  • Term loans
  • Lines of credit
  • Letter of credit
  • Equipment financing
  • Bridge and gap financing for projects and grants

Cash flow management

  • Business credit cards
  • Day-to-day banking accounts
  • Payroll and vendor payments
  • Wire transfers and payment services
  • Deposit solutions tailored for small businesses and non-profit

Advisory services & impact expertise

  • Strategic guidance for social enterprises and co-ops
  • Help navigating grants or funding opportunities
  • Personalized support for governance, financial planning and growth
  • Advice on sustainable business practices
  • Strategic grants for Building Condition Reports Partnership with Co-operative Housing Federation of Canada (CHF) and Manitoba Non-Profit Housing Association

Why work with ACU's CFC

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Local and values-based

As a member-owned, B Corp® organization, we prioritize the well-being of our members and the communities we serve.

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Flexible solutions

From financing options like commercial mortgages and term loans to microloans and credit lines, we provide lending solutions designed to support the growth of small businesses, non-profits, co-ops, and social enterprises

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Guidance you can trust

Our Commercial Account Managers are here to help you borrow responsibly, with honest advice and a focus on your long-term financial success.

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Let’s grow your business together

Connect with an ACU Commercial Account Manager to explore personalized financial solutions tailored to your business goals. Let’s build a strategy that works for your success.