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Help your employees save for retirement while strengthening your business

Offering a Group RRSP through ACU allows you to provide your employees with a valuable retirement savings option, showing your commitment to their long-term financial well-being.

How it works:

  • Plan setup: ACU will help design a Group RRSP that works best for your business and your employees.

  • Employee enrollment: Employees enroll and choose their contribution levels.

  • Payroll integration: Contributions are deducted directly from payroll.​

  • Ongoing management: ACU offers continuous support and resources to manage the plan effectively.

Benefits of Group RRSPs

For Employers

  • Tax advantages – Employer contributions may be tax-deductible as a business expense.
  • Attract and retain talent  Enhance your benefits package to attract and keep top employees.
  • Boost employee satisfaction – Demonstrate your commitment to your employees' long-term financial well-being.

For Employees

  • Immediate tax benefits – Contributions reduce their taxable income.
  • Convenient savings  Automatic payroll deductions make savings effortless.
  • Investment growth – Growth on investments is for tax-deferred.
  • Access to HBP and LLP - Employees can access RRSP funds to purchase their first home or further their education. 
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Why choose ACU?

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Local and values-based

As a member-owned, B Corp® organization, we prioritize the well-being of our members and the communities we serve.

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Personalized service

Dedicated Commercial Account Managers committed your business' success.

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Local expertise

Deep understanding of the Winnipeg and Manitoba business landscape

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Let’s grow and your business together

Connect with an ACU business advisor today to explore investing options that align with your business goals and needs.