Loading Your Experience

First-Time Home Buyers

Purchasing your first home is an exciting time, but it can be overwhelming too.

We’re here for you with expert advice and neighbourly tips. We’ll help you understand the real estate process, the types of mortgages and payment terms available, how to make an offer, your total costs, and we’ll help you find the right mortgage with a great rate. Get started on your home-buying journey with these tools and articles. 

Mortgages basics

Check out this overview to learn more about mortgages and understand your options.

Payment terms

Learn about mortgage payment terms and options.

Required mortgage documents

Before you start house-hunting, come see us at ACU. We can pre-approve you for a mortgage, which can save you time and make the whole home buying process smoother.

Our handy checklist will ensure you have all of your paperwork in order for a smooth mortgage approval process.

Mortgage calculator

Use our mortgage calculator to see what home you can afford, and to estimate your monthly payments.

Featured advice and stories

Asterisk article - How to use a mortgage calculator to budget better

How to use a mortgage calculator to budget better

Learn how to use ACU’s mortgage calculator to figure out how much mortgage you can afford, and what budget you should set before you start house hunting. […]
Asterisk article - Manitoba mortgage FAQs answered

Manitoba mortgage FAQs answered

To help you through the steps, we’ve compiled answers to these frequently asked Manitoba mortgage questions. […]
ACU 6 tips for first time home buyers

6 mortgage tips for first-time homebuyers

Buying your first home will be one of those rare times that you’ll probably feel excited and nervous in equal measures. Securing a mortgage can be a big part of […]

Need more help?

Call us at 204.958.8588 / 1.877.958.8588 or book an appointment with one of our financial advisors.

Bank on values. Become a member.

Book an appointment online
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.