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Business savings fees and rates
Interest
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| on entire balance | 0.05% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Business Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $0.75 |
|
Deposit (ATM)
|
$0.75 |
|
Debit card purchase
|
$0.75 |
| Pre-authorized payment debit | $0.75 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $0.75 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | Free |
| Intra-account CAD/USD transfer (online or mobile banking)* | Free |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $0.75 |
| Deposit (in-branch or night deposit) | $0.75 |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.50 |
| Bill payment (in-branch) | $1.00 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Interest
Interest is calculated on the lowest monthly balance using a tiered system, and paid on the last day of each month.
| Balance | Rate |
| on entire balance ($0 - $99,999) | 0.60% |
| on entire balance ($100,000 - $249,999) | 0.75% |
| on entire balance ($250,000 and over) | 1.00% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Monthly High Rate Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $1.25 |
|
Deposit (ATM)
|
$1.25 |
|
Debit card purchase
|
$1.25 |
| Pre-authorized payment debit | $1.25 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.25 |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $1.25 |
| Deposit (in-branch or night deposit) | $1.25 |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.50 |
| Bill payment (in-branch) | $1.00 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Interest
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| on entire balance ($0 - $99,999) | 0.20% |
| on entire balance ($100,000 - $249,999) | 0.35% |
| on entire balance ($250,000 and over) | 0.55% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Business High Rate Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $1.25 |
|
Deposit (ATM)
|
$1.25 |
|
Debit card purchase
|
$1.25 |
| Pre-authorized payment debit | $1.25 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.25 |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $1.25 |
| Deposit (in-branch or night deposit) | $1.25 |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.50 |
| Bill payment (in-branch) | $1.00 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Interest
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| on entire balance ($0 - $99,999) | 0.60% |
| on entire balance ($100,000 - $249,999) | 0.75% |
| on entire balance ($250,000 and over) | 1.00% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Business High Rate Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $1.00 |
|
Deposit (ATM)
|
Free |
|
Debit card purchase
|
$1.00 |
| Pre-authorized payment debit | $1.00 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $1.00 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.00 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.00 |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $1.00 |
| Deposit (in-branch or night deposit) | Free |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.50 |
| Bill payment (in-branch) | $1.00 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
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