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Business savings account fees and rates
Business Savings Interest
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| on entire balance | 0.05% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Business Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $0.75 |
|
Deposit (ATM)
|
$0.75 |
|
Debit card purchase
|
$0.75 |
| Pre-authorized payment debit | $0.75 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $0.75 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | Free |
| Intra-account CAD/USD transfer (online or mobile banking)* | Free |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $0.75 |
| Deposit (in-branch or night deposit) | $0.75 |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.00 |
| Bill payment (in-branch) | $1.50 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Monthly High Rate Savings Interest
Interest is calculated on the lowest monthly balance using a tiered system, and paid on the last day of each month.
| Balance | Rate |
| on entire balance ($0 - $99,999) | 2.70% |
| on entire balance ($100,000 - $249,999) | 2.80% |
| on entire balance ($250,000 and over) | 2.90% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Monthly High Rate Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $1.25 |
|
Deposit (ATM)
|
$1.25 |
|
Debit card purchase
|
$1.25 |
| Pre-authorized payment debit | $1.25 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.25 |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $1.25 |
| Deposit (in-branch or night deposit) | $1.25 |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.00 |
| Bill payment (in-branch) | $1.50 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Business High Rate Savings Interest
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| on entire balance ($0 - $99,999) | 2.15% |
| on entire balance ($100,000 - $249,999) | 2.25% |
| on entire balance ($250,000 and over) | 2.35% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Business High Rate Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $1.25 |
|
Deposit (ATM)
|
$1.25 |
|
Debit card purchase
|
$1.25 |
| Pre-authorized payment debit | $1.25 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.25 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.25 |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $1.25 |
| Deposit (in-branch or night deposit) | $1.25 |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.00 |
| Bill payment (in-branch) | $1.50 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Community High Rate Savings Interest
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| on entire balance ($0 - $99,999) | 2.15% |
| on entire balance ($100,000 - $249,999) | 2.25% |
| on entire balance ($250,000 and over) | 2.35% |
Note: Interest rates are subject to change without notice at any time.
Fees
|
Community High Rate Savings service charges (no monthly fee) |
|
| Electronic transactions: | |
| Withdrawal (ACU or credit union ATM) | $1.00 |
|
Deposit (ATM)
|
Free |
|
Debit card purchase
|
$1.00 |
| Pre-authorized payment debit | $1.00 |
| Pre-authorized credit | Free |
| Bill payment (online, mobile, telephone banking) | $1.00 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.00 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.00 |
| Full-service (in-branch) transactions: | |
| Debit (cheque, withdrawal, intra-account transfer) | $1.00 |
| Deposit (in-branch or night deposit) | Free |
| Additional services: | |
| ATM withdrawal (Interac) | $1.50 |
| Interac e-Transfers® | $1.00 |
| Bill payment (in-branch) | $1.50 |
| Mobile deposit | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the U.S. and foreign exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
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