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Join a credit union that believes in doing more. 

As a certified B Corp, we use banking as a force for good—supporting people, planet and community in everything we do.

The world is changing, and so are you. You want to be part of something bigger.

Make a difference. Join the 217,000 Manitobans who are doing that through their membership with ACU, where our values guide everything we do. Personal or business, let us help you plan and reach all your financial goals. Join us to experience all that's unique and good about ACU.

Deposit guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

 

Become a member
As an individual you can you join online or by visiting a branch. 

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That's money doing more.

Here’s how your membership makes an impact:

  • Locally rooted, values-based: As a member-owned B Corp, we prioritize people over profits—and every decision we make reflects that commitment.
  • Community-focused: We invest in local initiatives that advance social equity, support the environment, and build stronger neighbourhoods.
  • Backing small businesses and financial inclusion: We offer fair, responsible services to those who need them most.
  • Support you can count on: Whether you’re saving, borrowing, or planning for the future, our advisors offer honest, personalized guidance—always with your best interests in mind.
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Business membership

All the benefits of ACU membership are available to business members, too! From sole proprietorships to corporations, we offer first-rate services for every facet of your operation, along with great rates and advice, as well as the opportunity to put your money at work in the communities where your customers live and work.

Personal identification requirements

In order to approve your application for membership we require (2) pieces of personal identification from among those listed in Part A (Primary ID) and Part B (Secondary ID). At least one piece of identification must be from Part A (Government issued photo ID). The identification you present to us must be original, current and valid (not expired). It is a good way to help us protect you and for us to get to know you better.

We may ask your permission to contact the issuer of any identification document in order to verify that document.

Part A — Acceptable Identification (at least one)

Government issued Photo ID — original, current and valid

  • Canadian passport
  • Foreign passport
  • Canadian driver's licence
  • Foreign driver's licence
  • Manitoba Enhanced Driver's Licence
  • Manitoba Identification Card
  • Manitoba Enhanced Identification Card
  • ID card issued by other province or territory
  • Permanent Resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by Government of Canada
  • NEXUS card
  • Free and Secure Trade (FAST) card
  • Civil Service Identification card
  • Corrections Conditional Release ID card
  • Fire Arms Possession and Acquisition License

Part B — Acceptable Identification

Acceptable secondary identification documents (only accepted with a piece of identification listed under Part A)

Issued by a Canadian government body — original, current and valid

  • Temporary driver's license (non-photo)
  • Citizenship certificate
  • Marriage certificate
  • Original Canadian Birth Certificate
  • Divorce documentation
  • Work, travel, student visa (immigration form IMM1442)
  • Corrections Conditional Release Letter
  • Canadian National Institute for the Blind (CNIB) client card bearing the individual's photograph and signature
  • CPP statement
  • Property tax assessment issued by a city or municipality
  • Benefit statement — federal, provincial, territorial and municipal level
  • CRA documents:
    • Requirement to pay notice
    • Installment reminder/receipt
    • GST refund letter
    • Benefits statement

Issued by other Canadian sources — original, current and valid

  • Insurance documents (home, auto, life)
  • School ID (if it contains date of birth)
  • MMF (Métis) ID card
  • Utility bills (cellular bills not accepted)
  • T4 statement
  • Record of Employment (ROE)
  • Bank or investment account statement

If you have a sole proprietorship

We'll need:

  • Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
  • Two pieces of identification; see Personal Identification requirements for accepted documentation

General partnership

We'll need:

  • Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
  • Partnership Agreement
  • Two pieces of identification for each partner who will be signing the membership documentation on behalf of the partnership; see Personal Identification requirements for accepted documentation

Limited partnership

We'll need:

  • Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
  • Partnership Agreement
  • Two pieces of identification for each partner who will be signing the membership documentation on behalf of the partnership; see Personal Identification requirements for accepted documentation
  • Limited Partnership Agreement prepared by a lawyer
  • Certificate of Limited Partnership/Declaration of Limited Partnership
  • Application for Registration of a Limited Partnership

Corporations – business/not-for-profit/cooperative

We'll need:

  • Articles of Incorporation (if the articles are older than two years, the most recent Annual Return is also required)
  • If the business is operating under a registered trade name, we require the Registration of a Business Name or Business Name Renewal (where the Business Name Registration is three years or older)
  • Charitable Registration Number (if the corporation is a registered charity)
  • Two pieces of identification for each individual who will be signing the membership documentation on behalf of the corporation and/or will be an authorized signor on the account(s); see Personal Identification requirements for accepted documentation
  • Name, address and occupation of all individuals who own or control, directly or indirectly, 25% or more of the corporation
  • If applicable:
    • Notice of Change of Directors (if recently incorporated or if directors have changed since incorporation)
    • Articles of Amendment (if the original Articles of Incorporation have been changed/amended).
    • Articles of Amalgamation (if original incorporated entity has amalgamated with another incorporated entity)
  • Additional documentation may be requested by your financial advisor

Unincorporated organization

We'll need:

  • One of the following signed documents to confirm who has proper signing authority to operate the organization's account(s):
    • Copy of board minutes dated and authorized
    • Authorized letter on the organization's official letterhead
  • Request for Name Notation or Renewal of Name Notation (if applicable)
  • Two pieces of identification for each individual who will be signing the membership documentation on behalf of the organization and/or will be an authorized signor on the account(s); see Personal Identification requirements for accepted documentation
  • Name, address and occupation of all individuals who will exercise control over the organization and/or the account(s)

To join as a business member, book an appointment and open your membership in branch.

Have questions? We're here to help.

Whether you're looking for more information or need guidance on your next financial move, our team is ready to support you. Reach out and let us know how we can assist.