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Grow your wealth, worry free

A Guaranteed Investment Certificate (GIC, or Term Deposit) is a secure investment and a great option if you’re seeking predictable and guaranteed interest growth.

  • Original investments are 100% guaranteed.
  • Flexible investment term lengths from 30 days to 5 years.
  • Competitive interest rates are guaranteed for the full term of your investment.
  • Eligible for registered and non-registered plans.

Types of GICs

Non-Redeemable GICs

Earn higher rates of return when you lock in your money for a full term.

Applies to: Non-Registered/ TFSA/RRSP/RRIF/LIRA/LIF.

Redeemable GICs

Enjoy competitive returns with the flexibility to withdraw your money at any time to a Long Term GIC without penalties, unless you redeem early. 
Short term GICs

Earn interest while enjoying the security of investing funds for less than a year.

Applies to: Non-Registered

U.S. Short term GICs

Invest your U.S. funds and get protection from exchange rate fluctuations.
Jubilee Investment Certificates

The Jubilee Fund provides loans to community organizations to support projects that reduce poverty throughout Manitoba. JICs can be purchased in three or five-year term deposits, and are pooled to create a single fund that secures loans from ACU.

To find out more about the Jubilee Fund and investing in JICs, contact info@jubileefund.ca.

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Mutual funds are offered through Credential Asset Management Inc.  Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

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