Loading Your Experience
Sign In
Sign In

Overdraft Protection

It happens sometimes, and that's ok

Adding Overdraft Protection gives you short-term credit for your chequing account up to a pre-arranged limit (from $500 to $4,999).
  • Avoid incurring the costs of returned items, like NSF cheques or payments
  • Convenient 24/7 access to your credit
  • A standard interest rate, charged only on the funds you use
  • Easy repayments - as soon as you make a deposit to your account it will automatically be applied against your overdrawn balance

Chargebacks/overdrafts/returned items - service fees
Chargeback on CDN funds $5.00 CDN
Chargeback on US funds $15.00 USD
NSF overdraft $5.00
NSF return $40.00
Interest rate charged on overdrafts: 18% per annum

Call us or visit a branch to add overdraft protection today.

Featured advice and stories 

ACU credit card impact rating

Does my credit card impact my credit rating?

When signing up for a shiny new plastic companion — aka a credit card — a lot of people wonder, “Will this affect my credit rating?” There are […]
Read more
Finance your home renovation with ACU

How to finance a home renovation

While carrying out renovations on your home can be a daunting task, finding the money to finance it doesn’t have to be. […]
Read more
ACU tips for getting out of debt

Help me get out of debt

If you’ve been feeling that your debt is getting out of control, you’re not alone. According to an Equifax Canada report, Canadians’ […]
Read more
Helpful links
Retirement calculator
Ways to invest

Need more help?

Call us at 204.958.8588 / 1.877.958.8588 or book an appointment with one of our financial advisors.

Bank on values. Become a member.

Book an appointment

You may also be interested in

Homepage Chequing
Chequing
Homepage Savings
Savings
Homepage Creditcard
Credit cards
Homepage Mortgages
Mortgages
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.