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Overdraft Protection

It happens sometimes, and that's ok

Adding Overdraft Protection gives you short-term credit for your chequing account up to a pre-arranged limit (from $500 to $4,999).
  • Avoid incurring the costs of returned items, like NSF cheques or payments
  • Convenient 24/7 access to your credit
  • A standard interest rate, charged only on the funds you use
  • Easy repayments - as soon as you make a deposit to your account it will automatically be applied against your overdrawn balance

Chargebacks/overdrafts/returned items - service fees
Chargeback on CDN funds $5.00 CDN
Chargeback on US funds $15.00 USD
NSF overdraft $5.00
NSF return $40.00
Interest rate charged on overdrafts: 18% per annum

Call us or visit a branch to add overdraft protection today.

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