It happens sometimes, and that's ok

Avoid incurring the costs of returned items, like NSF cheques or payments
Convenient 24/7 access to your credit
A standard interest rate, charged only on the funds you use
Easy repayments - as soon as you make a deposit to your account it will automatically be applied against your overdrawn balance

Chargebacks/overdrafts/returned items - service fees

Interest rate charged on overdrafts: 18% per annum

Does my credit card impact my credit rating?

When signing up for a shiny new plastic companion — aka a credit card — a lot of people wonder, “Will this affect my credit rating?” There are […]

While carrying out renovations on your home can be a daunting task, finding the money to finance it doesn’t have to be. […]

If you’ve been feeling that your debt is getting out of control, you’re not alone. According to an Equifax Canada report, Canadians’ […]

Call us at 204.958.8588 / 1.877.958.8588 or book an appointment with one of our financial advisors.