ACU_BCorp_Tagline_RGB_FullColour ACU_Digital-_RGB_Asterisk-only
Service status
Sign in
Search
2025_PWS-3.0_Hero_non-slider_slice_630-x-580-px_Business_2

Empowering Manitoba businesses and non-profits with tailored financing solutions

ACU is here to help your business or organization succeed. With expert advice, flexible financing and a personal approach built on values, we offer a full suite of banking products, services and solutions to meet your business needs. 

At ACU, we offer a values-based approach to business banking that sets us apart. Our unique structure includes two dedicated centres designed to support your success.

Business Financial Centre (BFC)

Our Business Financial Centre (BFC) offers comprehensive financial services tailored to medium and large businesses. With expertise in commercial lending, real estate and construction financing, we provide solutions to help your business grow and thrive.

Key Services:

  • Commercial lending: Flexible financing options to manage cash flow and fund growth.

  • Real Estate & Construction Financing: Support for projects from land development to complex builds.

  • Cash management: Tools and advice to optimize your business operations.

  • Leasing services: Stay efficient and innovative with our leasing solutions.

Our team understands the local market and is committed to building lasting partnerships based on trust and experience.

Community Financial Centre (CFC)

ACU’s Community Financial Centre (CFC) specializes in personalized financial solutions for Manitoba’s small businesses, not-for-profits, co-ops and social enterprises. We recognize the unique challenges these organizations face and offer customized support to help them succeed.

Key Services:

  • Flexible financing: Access to capital tailored to your organization's needs.

  • Business banking solutions: Tools to optimize cash flow and manage daily operations.

  • Investment services: Strategies to maximize returns and support your mission.

  • Advisory support: Guidance at every stage of your organization's lifecycle.

Our dedicated team is deeply rooted in the community, supporting local decision-making and reinvesting in the local economy.

2025_PWS-3.0_Hero_non-slider_slice_630-x-580-px_Business

Guidance for your business journey

Our business banking and not-for-profit specialists provide industry-leading expertise and a creative, member-focused approach.

We view every relationship as a partnership, designed to help you reach your business goals.

Is the BFC or CFC a better fit for your business?
Take our 30-second quiz to find out!

Are you looking to start up a new business?

Are you a not-for-profit or cooperative?

Are you a for profit corporation looking to access financing for real estate development that includes multi-unit residential, retail, industrial, office or hotels?

Are you a Not for profit looking to access financing to construct or renovate multi-unit residential, affordable housing, transitional housing, expanded childcare spaces, real estate to secure safe places for worship or cultural education, new head office, or residential group homes?

Are you seeking help with construction and development projects, including land development and multi-phase construction?

Would you describe your Manitoba business as a medium-sized or large enterprise?

How would you describe your business?

Looks like you’re a better fit for BFC! Book an appointment to determine which ACU business branch can help your organization grow.

Learn more about BFC

Looks like you’re a better fit for CFC! Book an appointment to determine which ACU business branch can help your organization grow.

Learn more about CFC

Banking that puts people and planet first

Ready to bank on values?

Our knowledgeable advisors are here to help your business or organization take the next step. At ACU, we offer financial guidance rooted in integrity, community, and a commitment to people and the planet. Let’s talk about what’s right for you.

Book an appointment
2025_PWS-3.0_Lg-text_CC-w-gradient_400-x-400_blue-orange_18 2025_PWS-3.0_Lg-text_slice_400-x-400_16

Business banking products

ACU offers a diverse range of business banking products designed to support small and medium businesses, not-for-profits, co-ops and social enterprises.

Business chequing

Variety of accounts to manage daily transactions efficiently, with options suited to various business sizes and needs.

View chequing accounts

Business savings

Competitive interest-bearing accounts to help your surplus funds grow while maintaining accessibility.

View savings accounts

Business credit cards

Empower your business with credit solutions that offer rewards and expense management tools.

View credit cards options

Business banking services

Business financing

Flexible financing options to support your business's growth, manage cash flow, or invest in new opportunities.

View business financing products

Invest and insure

Protect what you’ve built and plan for the future with business-focused investment options and insurance solutions that align with your goals.

Explore investments and insurance

Business payment solutions

Facilitate seamless and secure payment processing solutions to meet your customers' diverse preferences.

View payment solutions

Your questions answered

What expertise can ACU advisors offer my business?

When you work with either our BFC or CFC team, you’re accessing business account managers with industry-leading financial expertise—and unique knowledge of the local market.

Our CFC advisors, with years of experience working with not-for-profits and small businesses and co-ops, have an in-depth understanding of these sectors' unique challenges. Through their personalized approach, they’ll take the time to guide you through the financing and business banking solutions with proficiency in specific language options that work best for you and your business.

Our BFC advisors have diverse areas of specialization and experience in the private sector and can help you navigate the entire commercial landscape, from land development to multi-phase construction, they’ll deliver flexible terms and financing structured to meet your unique needs—along with the support of day-to-day commercial banking products and services.

I’m not sure if the BFC or CFC would be better suited to my business needs. How do I find out?

Start by taking our quiz above to see if your answers help point you in the right direction. If you’re still unsure, contact our business banking advisors to discuss your questions.

What financial goals can we help with today?

Whether you're planning for tomorrow or managing your finances today, our team is here to support you. Reach out for personalized guidance and discover how ACU can help you move forward with confidence.

Book an appointment with one of our knowledgeable advisors, or find a branch near you to speak with someone in person, or chat with us using the purple icon in the bottom right corner of your screen.

Contact us
Aviso-wealth-logo 1

*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.