Learn how you can quickly and securely manage your finances, whether you're making transfers, paying bills or using mobile deposit.
ACU’s digital banking helps you securely complete your everyday banking needs, including making transfers, paying bills, mobile deposits, Interac e-Transfers and more. With these tools at your fingertips, you’re in control of your financial activities.
To view more than 30 days of transactions, select the 'Filter' (magnifying glass) icon at the top right of the View Transactions screen and select the date range of the transactions you want to view. You can also filter by amount, cheque number, description and other categories.
The appropriate software must be loaded on your personal computer to access the downloaded content. Please refer to the Help section in those programs for assistance. You can also refer to the program support website for further information and assistance.
Downloading transactions is only available in online banking.
You can easily transfer money between your ACU accounts in just a few simple steps.
You can schedule transfers up to two years in advance, or have them repeat daily, weekly monthly, or yearly for up to 10 years. You can even make an RRSP or TFSA contribution by transferring into an existing RRSP or TFSA.
You can also transfer funds onto your loan or mortgage to make payments on your principal, within the limits defined by your mortgage agreement.
You can transfer money to another ACU member’s account through digital banking. To set up a member-to-member transfer you require the 12-digit ACU account number for that member.
Tip: You can save your member-to-member transfer as a favourite transaction. That way you won’t need to remember their 12-digit account number every time you want to transfer money to them.
Use your mobile app to deposit cheques to an eligible ACU Canadian savings or chequing account.
The funds will immediately appear in your account, but normal hold times still apply for all deposited amounts.
Mobile deposit is only available through the mobile app.
With Interac e-Transfer you can receive and automatically deposit money. Using online or mobile banking, you can send money to, or request an e-Transfer from anyone with:
The following fees apply to Interac e-Transfers with ACU.
|
Service |
Fees |
|
Send an Interac e-Transfer |
$1.00* |
|
Receive an Interac e-Transfer |
Free |
Did you know?
The ACU Digital, ACU Student Digital and ACU Unlimited Accounts provide 25 free Interac e-Transfers per month.
To send someone an Interac e-Transfer, they need to be on your list of contacts.
To begin using Interac e-Transfers you must have a profile created and the recipient added to your contact list.
Be sure to let the recipient know the answer to the security question (but don't send it along with the transfer). Your account will be debited the transfer amount immediately, plus a service fee (if applicable).
To receive an Interac e-Transfer you must have a profile created.
The Interac Autodeposit feature allows you to have money sent via Interac e-Transfer automatically deposited directly into your ACU account, without having to answer a security question.
The $1.00 fee for Request Money will be debited from your account once the request is fulfilled and deposited into your account.
When someone sends you an Interac Request Money, you will receive a notification by email or text. You may decline or accept this request right in the notification.
When you Accept Request, you’ll link to a secure Interac website where you’ll be asked to select your financial institution. “Credit Unions” will be an option. Select the Province or Territory, Manitoba, select the Credit Union, Assiniboine Credit Union, Accept Request
You can cancel pending, declined or expired transactions.
With Interac e-Transfer® you can receive and automatically deposit money. Using online or mobile banking, you can send money to anyone with:
| Send | Receive | |
| Per transactions | $3,000 | $25,000 |
| 24-hour rolling | $3,000 | No limit |
| 7-day rolling | $10,000 | No limit |
| 30-day rolling | $20,000 | No limit |
| Send | Receive | |
| Per transactions | $25,000 | $25,000 |
| 24-hour rolling | $50,000 | No limit |
| 7-day rolling | $125,000 | No limit |
| 30-day rolling | $250,000 | No limit |
You will need to add the bill payee before you can make a bill payment to that vendor. You only need to set up the payee once.
To pay a bill, first create your payee list. If you're already set up to pay bills, then you're ready to go:
You can schedule a recurring bill payment up to three years in advance.
To make changes you will have to delete the payment series and re-add it with the correct details
On a recurring payment series, you don’t have the ability to edit the “pay from” account, frequency, starting date, ending date, etc. To make changes you will have to delete the payment series and re-add it with the correct details.
Payments that are visible in the Scheduled Payment menu can be cancelled online. If the payment is no longer visible you can contact us, prior to 8 p.m. the same day and we will attempt to cancel it for you.
Note: service fees may be applied.
Choosing eStatements is a simple way to reduce paper waste and take care of your financial information—all while staying connected to your accounts anytime, anywhere. Your statements are securely stored in digital banking and protected with the same high standards you expect from ACU. It’s one more way we’re helping you bank with your values.
Looking for more help? Browse our full collection of how-to guides and discover everything you can do with ACU digital banking.
Whether you're looking for more information or need guidance on your next financial move, our team is ready to support you. Reach out and let us know how we can assist.
